Today I was reading online and found an interesting article from The independent about saving money and thought they were funny but so true! Here they are!
1) join a website called freecycle.com and collect free items from people who don't want it! on this website you can find free laptops,tvs,bikes etc. they say we should look to freecycle ourselves. Ask our friends,strangers and post on noticeboards! - It is also a green activity so we'd be helping our environment as well!
2) Get a TV legally without a licence! (however its only 1/4 off it but its something!) If we as students are happy to watch our programmes with delay we don't need a tv licence for watching on-demand over the internet! if our parents have sky, then we can get sky GO for our laptop. 32 channels,tv and movies on demand! all we need to do is get a cable to hook up to our tv. If you already have a licence then make sure you claim one quarter back for the three months you aren't in your house!
3)THE IRON BUDGET! - a money saving tip that came up time and time again on the independents survey. This means thats when we go out on a night out we plan how much we are intending to spend that night. once we have decided we do NOT bring out our credit cards (as we know what happens when we've had a few drinks!) That way we are on a budget and aren't tempted to get more and more money out!
4)freeze your credit card. yes, the independent literally mean freeze your credit card. money-saving experts have advised us that if we are about to buy something big we need to stop, walk away and think about it before we buy it straight away. we are poisoned by these great deals "5 for £10" but do we actually need 5! The more time we need to think about our buys, the bigger the ice cube needs to be!
5) Work for shops that give you discounts! the independent did a little investigation and discovered that places such as the body shop,republic,new look and lush ( a very popular place for the female students to shop in) offer 50 percent student discount!! french connection offer 40 and even greggs is in it with a 50 per cent discount! not bad if you want cheap food!
6) KISS. Keep.It.Simple.Stupid. as students we need to think of saving ideas that are going to help us in the long run. for example, making shopping lists and sticking to them!, buying supermarkets own brands!, making packed lunches and drinking before we go out! ride our bikes rather than get taxi's!
7)Check before you buy contents insurance because the likelihood is you parents may already have this entitled in their household policy! recent discovery found by NUS/Endleigh surveys said that they own around £2,632 worth of items at uni so make sure all your items are covered!
8)Always ask shops whether they offer a student discount. if the answer is plainly no, ask them whether they would! Aim for the sympathy vote, as the government in this coming year have boosted up our funds and we barely earn enough to live let alone earn enough to buy a new outfit! We can't ever know unless we find out!
9) Condoms! don't buy them! we should all know there are millions of family clinics available to us and open often for us to get them free. Loads of freebies are offered to us! Make the most of them and save those much needed pennies!
10) Join studentbeans.com. If students become members, they are offered deals like 2 for one cinema,food deals,freebies and good saving tips! This website was listed the fifth most essential uni item!
So there we have it. I just wonder whether students will actually do any of these top tips!
Monday 7 November 2011
Monday 31 October 2011
The most relaxing song ever...
The eight-minute tune played by the Manchester band, Marconi union is said to be the 'most relaxing song ever' and is warned by experts not to be listened to in the car. The track called 'Weightless' is meant to help sleep and slow the heart rate as well as lower blood pressure and decrease stress level. An experiment took place with 40 women and found that this song was better than tracks by cold play! The study also revealed that it was more relaxing than a massage, a walk or a cup of tea! The challenge included the women taking part in difficult puzzles to induce stress levels and were then attached to sensors and played different songs.
The song includes guitar, piano and electronic samples of natural sounds.
The song includes guitar, piano and electronic samples of natural sounds.
Images of Gaddafi on front pages
This is a post mainly on what I think about the images that we received in our newspapers when we heard that Gaddafi had been killed. I was completely shocked when I saw the front page of The Mirror showing the corpse of Gaddafi covered in blood and beaten. It seemed to me that it was placed there as an every day image which I think purely demonstrated violence and destruction. The dictatorship of Gaddafi was indeed inhumane and pure evil to the people of his country however how many young teenagers in our country may have walked past newsstands that day or picked up the news paper their parents had bought... As an older sister to siblings very much younger than me, I obviously don't encourage violence and I would be concerned about the many children that saw the image that day to think this was right to do with such little understanding about Gaddafi.
However reading The guardian it says something along the lines of journalists feeling they wouldn't be doing their job properly if they ignored the images as it was their duty to show people the reality of Gaddafis' death. As I am wanting to be a journalist myself in the future I agree with the fact journalists would not ignore these images and as there job is to produce news as realistic as possible for their audience so would it be wrong not to include the image?
In my opinion, yes it wouldn't give the audience a real taste of how the cruel leader was killed but the brutality and violence proved in this image is wrong to put on front pages.
What do you think?
However reading The guardian it says something along the lines of journalists feeling they wouldn't be doing their job properly if they ignored the images as it was their duty to show people the reality of Gaddafis' death. As I am wanting to be a journalist myself in the future I agree with the fact journalists would not ignore these images and as there job is to produce news as realistic as possible for their audience so would it be wrong not to include the image?
In my opinion, yes it wouldn't give the audience a real taste of how the cruel leader was killed but the brutality and violence proved in this image is wrong to put on front pages.
What do you think?
Thursday 20 October 2011
Gaddafi is killed
Following weeks of fighting, it was announced this morning Former Libyan leader Col Muammar Gaddafi has been killed. His death took place after transitional forces claimed control of Sirte, Col Gaddafi's birthplace, There are unconfirmed reports that Col Gaddafi's son Saif is in a convoy fleeing Sirte and is under attack; his brother Mutassim is reportedly dead.
He confirmed that Col Gaddafi had been taken alive, but died of bullet wounds minutes before reaching hospital. Video footage suggest he was also dragged through the streets however it is unclear whether or not he was dead or alive during this time.
according to reports he was fighting his last stand to keep control of Sirte.
Libyans gathered in towns and cities across the country to celebrate the reports of the colonel's death as well as drivers honking their horn in celebration.
He confirmed that Col Gaddafi had been taken alive, but died of bullet wounds minutes before reaching hospital. Video footage suggest he was also dragged through the streets however it is unclear whether or not he was dead or alive during this time.
according to reports he was fighting his last stand to keep control of Sirte.
Libyans gathered in towns and cities across the country to celebrate the reports of the colonel's death as well as drivers honking their horn in celebration.
Debt collectors are targeting Facebook to get money back.
The office of fair trading is warning debt collectors to stop targeting people who owe debt over Facebook and twitter. Its sharing embarrassing details of financial difficulty online. The Financial Ombudsman have received 357 complaints from April to September. The complaints consisted of harassment by the debt collectors, being chased for debts that aren't even owed or being chased for a debt when a repayment plan has been put into place with the creditor.
The office of Fair trading has recently published a more updated debt collectors guidance in order to set out standards that are expected from these people.
David Fisher, the OFT's director of consumer credit, said: "In the present economic climate, with many people, including those who may be particularly vulnerable, in financial difficulties, it is crucial they are treated fairly by companies recovering their debts."
There is also a worry about privacy on Facebook and Twitter as friends and business contacts can sometimes see messages being sent. Debt collection agencies tend to receive money by posting through the letterbox or leaving phone messages which may have been picked up by other family members. Debt collectors seem to view the internet as another place to get money.
What do you think? Should debt collectors be informing people about their outstanding payments?
The office of Fair trading has recently published a more updated debt collectors guidance in order to set out standards that are expected from these people.
David Fisher, the OFT's director of consumer credit, said: "In the present economic climate, with many people, including those who may be particularly vulnerable, in financial difficulties, it is crucial they are treated fairly by companies recovering their debts."
There is also a worry about privacy on Facebook and Twitter as friends and business contacts can sometimes see messages being sent. Debt collection agencies tend to receive money by posting through the letterbox or leaving phone messages which may have been picked up by other family members. Debt collectors seem to view the internet as another place to get money.
What do you think? Should debt collectors be informing people about their outstanding payments?
Wednesday 19 October 2011
A very interesting fact...
Apparently pregnant women who get very stressed are more likely to have girls! is this really true?!
Monday 17 October 2011
Low Birth weight linked to autism.
Do you know how much you weighed when you were born?
Journal paediatrics have said that babies who are usually small when they are born are more likely to develop autism in later development.
Researchers followed up a study of about 1,105 babies who weighed less than 4 pounds and discovered that 5% fit in the criteria of ASD when reaching the age of 21. The results shown in this study seemed to be 'quite striking' and emphasised the importance of screening a baby, especially those born under weight or premature.
'Screening is often pushed aside' says Jennifer Pinto-Martin, Ph.D., the director of the Center for Autism and Developmental Disabilities at the University of Pennsylvania School of Nursing, in Philadelphia.'Its important that we do a really good job in screening every single child.'
There have been several previous studies which have lead to believe that underweight babies are more prone to developing autism including this recent one however there is no clear reasoning directly contributing low weight to autism. 'because there is so many other factors involved' says Chaves-Gnecco,who was not actually involved in the study.
Low birth weight babies "often have multiple disabilities -- cognitive disabilities, hearing and vision disabilities, and motor disabilities -- and all of these can create a positive result on a developmental screen," Pinto-Martin says. "But that doesn't necessarily mean they would get a diagnosis of autism.
The raise of autism diagnosis's in under weight children is worrying and doctors cannot explain why this is happening. But it is said that it may be the consequence of keeping tiny babies alive which raises so many more issues.
Journal paediatrics have said that babies who are usually small when they are born are more likely to develop autism in later development.
Researchers followed up a study of about 1,105 babies who weighed less than 4 pounds and discovered that 5% fit in the criteria of ASD when reaching the age of 21. The results shown in this study seemed to be 'quite striking' and emphasised the importance of screening a baby, especially those born under weight or premature.
'Screening is often pushed aside' says Jennifer Pinto-Martin, Ph.D., the director of the Center for Autism and Developmental Disabilities at the University of Pennsylvania School of Nursing, in Philadelphia.'Its important that we do a really good job in screening every single child.'
There have been several previous studies which have lead to believe that underweight babies are more prone to developing autism including this recent one however there is no clear reasoning directly contributing low weight to autism. 'because there is so many other factors involved' says Chaves-Gnecco,who was not actually involved in the study.
Low birth weight babies "often have multiple disabilities -- cognitive disabilities, hearing and vision disabilities, and motor disabilities -- and all of these can create a positive result on a developmental screen," Pinto-Martin says. "But that doesn't necessarily mean they would get a diagnosis of autism.
The raise of autism diagnosis's in under weight children is worrying and doctors cannot explain why this is happening. But it is said that it may be the consequence of keeping tiny babies alive which raises so many more issues.
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